- 6704 Watermour Way, Knoxville, TN 37912
- Free Bankruptcy Consultation +1 (865) 938-0733
Cases Filed
Rating on Avvo
Saved
Combined Experience
With Cindy Lawson & Associates P.C. – We stand behind the numbers. We are the most experienced bankruptcy law firm in all of Knoxville, Tennessee
Most people choose this type of personal bankruptcy because it doesn’t require you to repay any portion of your debt to creditors. It is also known as liquidation bankruptcy, and it can save your home, save your car, and stop creditor harassment with an automatic stay. Most people choose this type of bankruptcy because it eliminates all unsecured debt at discharge and allows for a fresh start. The United States Bankruptcy Code sets who qualifies for Chapter 7 Bankruptcy, and they are:
Most people choose this type of personal bankruptcy because it doesn’t require you to repay any portion of your debt to creditors. It is also known as liquidation, and it can save your home, save your car, and stop creditor harassment with an automatic stay. Most people choose this type of filing because it eliminates all unsecured debt at discharge and allows for a fresh start. The United States Bankruptcy Code sets who qualifies for Chapter 7 Bankruptcy, and they are:
Chapter 13 is sometimes referred to as the “wage earners” plan; it allows you to pay for your unsecured debts interest-free over a 3-5 year period. This payment plan is income-based; what you can afford. To qualify for a Chapter 13 in Tennessee; your debt must not exceed:
Learn more about Chapter 13 its advantages and its disadvantages.
We help good people through bad times.
Knoxville is a city that can be scary for homeowners who are behind on their mortgage payments and facing foreclosure. It’s not usually the uncertainty of what to do, but it brings up anxiety in people because they don’t know where to turn when faced with this situation. Luckily there are options available!
Filing for bankruptcy can remove the stress of constant phone calls, texts and letters from debt collectors. Do not let them take over your life with continual hounding on payments! With Chapter 7 bankruptcy you will have that burden lifted off your shoulders.
Wage garnishment is a serious situation that can make life difficult for even the most financially stable. It works by taking part of your earnings every week, making it hard to save up money or pay off debts in an emergency. However, with proper planning and budgeting you may be able to get back on track through bankruptcy as well!
Medical debt is a common issue that many people face in their lives, from the moment they are born until death. It can be frustrating to deal with and often leads to bankruptcy filings for those who have no other way out of their spiraling finances. Bankruptcy affords relief by quickly eliminating medical debts as well as any associated harassing phone calls or threats of lawsuits which leave you feeling helpless against creditors.
We want to help you get your life back. We offer free consultations and the ability to file your bankruptcy online. We can meet remotely or in person. The choice is up to you.
Our law firm has been representing personal bankruptcy clients of over two decades and have helped Knoxville residents save millions of dollars in debt.
Cindy Lawson & Associates P.C. has been serving clients in Knoxville since 1997. We are a debt relief agency.
